Here's what the line still buys.
Plan it your way. Nobody sees your choices, and nothing you pick here is saved.
What you keep
$100 million
It starts at the line, $100 million. Want more room? Slide it up. Wherever you draw your line, everything above it can still go to work.
Pick the homes, the cars and the way you'd live. Homes and cars come out of what you keep, once. Everything else is paid every year from what the rest earns.
Why charter and not own? Industry benchmarks put a superyacht's running costs at 10% to 15% of its price, every year.
Where these prices come from
- A penthouse in New York, $8.8 million. A home of 300 square meters at Knight Frank's prime price for New York.
- A villa on Lake Como, $18 million. A four- or five-bedroom villa on the water, at the top of Knight Frank's price guide.
- A home in Aspen, $13.2 million. The median sale price of a single-family home in Aspen in 2025.
- A townhouse in London, $9.1 million. A home of 300 square meters at Knight Frank's prime price for London.
- An apartment in Monaco, $18.8 million. A home of 300 square meters at Knight Frank's prime price for Monaco.
- A home in Miami, $5.2 million. A home of 300 square meters at Knight Frank's prime price for Miami.
- A Rolls-Royce Cullinan, $441,350. Its US starting price.
- A Porsche 911 Turbo S, $270,300. Porsche's US starting price.
- A Ferrari Purosangue, $432,986. Its US starting price.
- A beach week in St. Barths, $90,000. A week in a four-bedroom villa high on Point Milou, the whole villa, at its starting price.
- A ski week in Revelstoke, $90,000. A week in an eight-bedroom chalet in Canada's ski country, with its own helipad for heliskiing, at its starting price.
- A weekend at the Ritz Paris, $6,438. Three nights at its starting rate of $2,146 a night.
- A safari week in Tanzania, $74,025. A week in a two-bedroom cottage for up to four at Singita Sasakwa, at its peak rate of $10,575 a night, with meals, drinks and game drives. Park fees are extra.
- An estate manager, $185,000. Median pay at the senior level in 2026, before benefits.
- A private chef, $120,000. Median pay at the senior level in 2026, before benefits.
- An assistant, $95,000. Median pay at the senior level in 2026, before benefits.
- A nanny, $97,500. Median pay at the senior level in 2026, before benefits.
- A housekeeper, $115,000. Median pay at the senior level in 2026, before benefits.
- A private driver, $75,000. Median pay at the senior level in 2026, before benefits.
Now, the rest.
Everything above your line goes to the causes you pick, in initiatives you steer. See what it could do.
Build your initiativesSources
Every number, and where it came from.
Source 1: Jet Card prices fall 3.1% in Q3, lowest since Q4 of 2023 (opens in a new tab)
Private Jet Card Comparisons, 5 October 2026. Checked 16 October 2026.
The average hourly price of a large-cabin jet card in North America, including fuel and federal excise tax.
Source 2: How much does it really cost to charter a luxury yacht? (opens in a new tab)
BOAT International, 24 January 2022. Checked 16 October 2026.
The average weekly fee for a 50 to 60 meter yacht among BOAT's listings; food, fuel and port fees come on top, as the provisioning allowance.
Source 3: US dollars to one euro, monthly average (EXUSEU) (opens in a new tab)
Federal Reserve, via FRED. Checked 16 October 2026.
The September 2026 average, used to show the charter fee in dollars.
Source 4: The True Household Staff Cost: A Full Breakdown (opens in a new tab)
The Calendar Group, 16 April 2026. Checked 16 October 2026.
Median pay at the senior level in a staffing agency's 2026 placements. Benefits such as housing and health insurance come on top.
Source 5: Hidden Costs in Yacht Ownership (opens in a new tab)
Fraser. Checked 16 October 2026.
An industry rule of thumb; some in the trade think it too rough.
Source 6: The Wealth Report 2026: how much prime property does US$1m buy? (opens in a new tab)
Knight Frank, 23 April 2026. Checked 16 October 2026.
Square meters of prime property (the top 5% of each market) that US$1 million bought at the end of 2025.
Source 7: Our top 10 hottest housing markets around the world (opens in a new tab)
Knight Frank, 23 April 2026. Checked 16 October 2026.
A price guide for villas with direct lake frontage.
Source 8: Local Market Update for December 2025: Aspen (opens in a new tab)
Aspen Board of Realtors, 6 January 2026. Checked 16 October 2026.
The median sale price of a single-family home in Aspen in 2025.
Source 9: 2026 Rolls-Royce Cullinan (opens in a new tab)
Car and Driver. Checked 16 October 2026.
Rolls-Royce publishes no US price list, so this is Car and Driver's starting price.
Source 10: New Porsche 911 Turbo S Celebrates World Premiere in Munich (opens in a new tab)
Porsche Cars North America, 7 September 2025. Checked 16 October 2026.
The US starting price of the 2026 coupe, before a delivery fee.
Source 11: 2026 Ferrari Purosangue (opens in a new tab)
Car and Driver. Checked 16 October 2026.
Ferrari publishes no US price list, so this is Car and Driver's.
Source 12: The 7 Most Over-the-Top Caribbean Villa Rentals (opens in a new tab)
Robb Report, 25 June 2026. Checked 16 October 2026.
A starting price for the whole villa; the season isn't stated.
Robb Report, 17 August 2025. Checked 16 October 2026.
A starting price for the whole chalet.
Source 14: The 50 Greatest Luxury Hotels on Earth (opens in a new tab)
Robb Report, 28 July 2025. Checked 16 October 2026.
The Ritz Paris's starting rate for a room.
Source 15: Sasakwa Information: Rates, Check-In and Amenities (opens in a new tab)
Singita. Checked 16 October 2026.
The lodge's own 2026 peak rate, with meals, drinks and game drives. Park and conservation fees are extra.
Source 16: Home maintenance checklist for homeowners (opens in a new tab)
Chase, 24 February 2025. Checked 16 October 2026.
A rule of thumb for maintenance and repairs, here at its top end.
Source 17: What's a Safe Retirement Withdrawal Rate for 2026? (opens in a new tab)
Morningstar, 3 December 2025. Checked 16 October 2026.
Spending that rises with inflation, with a 90% chance of money left after 30 years. Before taxes and fees.
Federal Reserve, via FRED. Checked 16 October 2026.
The September 2026 average. Real yields move: in 2021 they were below zero.